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I agree with you. I have a collection of American Modern Commemoratives, all graded MS70 or PR70 by PCGS. I am short of about 10 coins to have it completed. In all the years that it took to build this collection I had never heard of milk spots. Now I am simply stacking silver and that expression appears all the time. Could be that NGC or PCGS don't care about bullion , only to numismastic coins ?

Yeah, I don’t know. Something went wrong....

Well it is a coin. Just a Bullion coin. But you might be right about that sticker...